Data Dictionary for Global Insurance Industry
Version October 6, 2005

This is the public release of a harmonized data dictionary for the insurance industry by ACORD, eEG7 and CSIO. This marks the completion of efforts by this international coalition of standards bodies to harmonize their existing data dictionaries as part of a United Nations initiative.
This new data dictionary provides the technology neutral, reusable building blocks that serve as the basis for the development of messages for all lines of insurance business. The common data elements and their definitions have been identified and harmonized to one element name and definition for each concept such as 'coverage', 'risk object' or 'claim'. This dictionary will facilitate information exchanges for placing, claims processing, accounting, and more. 		These elements are the core components used by the individual standards organizations to build their specific standards for their individual communities and geographies. The data dictionary forms the solid foundation on which to build standards and ensure interoperability. All parties noted that their individual insurance data standards will continue to be developed with an eye to these new international definitions.
The associations submitted this harmonized data dictionary to UN/CEFACT (United Nations Centre for Trade Facilitation and Electronic Business), providing them with already agreed upon international insurance industry data elements and definitions. UN/CEFACT is creating a methodology for achieving interoperable standards within and across business sectors including among others insurance, finance, transport, and healthcare.


This dictionary consists of several component types (left column), which are:
ACCAggregate Core Component
BCCBasic Core Component contained within the ACC
ASCCAssociated (Aggregate) Core Component, associated with the ACC
ABIEAggregate Business Information Entity
BBIEBasic Business Information Entity contained within the ABIE
ASBIE Associated (Aggregate) Business Information Entity, associated with the ABIE
ACC Add On Cover Information about a cover which is added on to the policy but is provided by a different insurer/risk bearer.
ACC Air Bag This aggregate identifies the status of the airbag(s) in a vehicle involved in a claim.
ACC Air Conditioning Information necessary to describe a given type of air conditioning in a building.
ACC Base Amount Calculation Information about the calculation of a base amount e.g base premium, base loading or discount.
ACC Building A construction that normally has a roof and walls.
ACC Building Improvements Information about improvements that have been made to building over and above the original specification.
ACC Building Unoccupied Information about when a building is unoccupied.
ACC BuiltIns This aggregate gathers information necessary to describe built in appliances, structures, etc. used in the dwelling e.g. counter top, aquarium, hot tub.
ACC Claim Free Record Premium pricing mechanism based upon claims history, normally being the number of years without claims. Also know as No Claims Bonus (NCB) or No Claims Discount (NCD).
ACC Claims Made Information about a policy that covers claims first made (reported or filed) during the year that the policy is in force for any incidents that occur that year or during any previous period during whi
ACC Clause A description of the cover which is specific to a particular case and which is an addition to or a constraint upon the cover provided by the standard conditions. It may describe the cover provided by
ACC Clause Parameter Information about a parameter to be inserted within the wording of a clause.
ACC Comment Information about comments that may apply to an item.
ACC Commission Information about a commission that applies to a premium.
ACC Construction Material Information about material used in building construction.
ACC Contract The base set of information that applies to all insurance policies and reinsurance contracts.
ACC Coordinate Identification of the locaton of an item by provision of co-ordinate information.
ACC Coverage Classification of causes of loss and protection against losses resulting from those causes by insurers, that apply to a specific Risk Object, Party or Line of Business under an insurance policy.
ACC Coverage Limit Information about a limit which applies to the coverage terms of an insurance policy.
ACC Coverage Option Information about an additional benefit or supplement that applies to a coverage and generally does not generate additional premium.
ACC Coverage Type Information about a type of insurance coverage.
ACC Covered Drivers Information about drivers who are included or excluded under the cover within this policy.
ACC Crime Underwriting Provides crime-related underwriting information for a location.
ACC Current Cover Claim Free Record Information about the bonus malus that applies to a current cover.
ACC Declaration Requirement Information about the type and scheduling of periodic declarations that have to be made against a policy or cover.
ACC Declaration Schedule Information about the scheduling of periodic declarations that have to be made against a policy or cover.
ACC Deductible The amount, percentage or quantity and limits of a deductible that will be met by the Insured in the event of a claim. Also known as excess or own risk. Note Self Insured Retention is available as a s
ACC Deductible Limit Information about an amount or quantity of deductible, and how it is to be applied.
ACC Dimension Information about the size of an object i.e. it's length, width, height and volume.
ACC Elevator Information about an elevator.
ACC Engine A mechanical or electrical device that performs or assists in the performance of human tasks.
ACC Environmental Factor Information about one environmental hazard or benefit that may affect an object. Also use to express the distance between the risk object and the environmental hazard or benefit, for example the dista
ACC Fee Information about a fee that applies to a premium or charge.
ACC Fuel Information about a fuel that may be used to provide energy e.g. heating fuel.
ACC Hazardous Goods Information about goods that constitute a danger to the environment.
ACC Heating System Information about a device or system used to provide warmth to an object.
ACC Index Adjustment Information used to assist in the application of rate changes due to factors such as rampant inflation in a country.
ACC Insurance Product Information about an insurance product as defined by an insurer or producer.
ACC Manufacture Information about the manufacture of an object as provided by the manufacturer.
ACC Meter Reading Information about the reading of a meter (odometer, horometer) at a specific point in time e.g. for annual declaration, at the time of an incident.
ACC Mobile Home Contains information regarding a mobile home or caravan which is not self-propelled or motorised.
ACC Modification Contains details of one modification that has been made to an insurance object e.g. to a vehicle.
ACC Money And Securities Underwriting This aggregate contains underwriting information about money and securities.
ACC Object Information about an object that is relevant to insurance.
ACC Occupancy This holds information specific to the occupancy of a dwelling, building or structure or portion thereof.
ACC Optional Extra Information about an item provided as an optional extra to the standard specification of an object.
ACC Organisation An organised body such as a business, government body, department, charity, etc.
ACC Ownership Information about the ownership of an object e.g. who owns a residence, not necessarily who occupies it.
ACC Paint Information about a paint system e.g. acrylic, water based.
ACC Party Information about an individual or organisation having a role in the insurance industry.
ACC Party Group Information about a collection of individuals that together have a bearing on insurance e.g. a group of similar employees, group of drivers.
ACC Period Information directly relating to a period, a length of time between two known date/time points, from a start date onwards, or up to an end date
ACC Person A human being as an individual with distinct characteristics.
ACC Preference Information about a set of preferences. Used to link a party providing the preferences to the item being referred to.
ACC Premium Information about an amount of money charged for an insurance coverage or policy.
ACC Registration Information about the act of registering an object or party with a governing body.
ACC Rounding Rules Information about the rules to be applied when rounding an amount value.
ACC Safe Provides detailed information about the safe and/or vaults.
ACC Safe Construction Used to provide detailed information about the construction of a sale or vault - e.g., walls, ceilings, floors.
ACC Safe Door Chest Used to identify the characteristics of the door or chest of a safe or vault.
ACC Smoking Information about the smoking habits of a person.
ACC Standard Conditions Information about standard conditions that apply to a coverage type.
ACC Status Information about the status of an item e.g. contract
ACC Surrounding Area Information about the area surrounding an insurance object.
ACC Swimming Pool Used to identify the characteristics of a swimming pool.
ACC Tax Information about an amount of tax that applies to a premium, cost or charge.
ACC Time Status The time status of a related class at a given point in time, eg current, previous, future.
ACC Under Insured Information about an items' under insurance i.e. it's actual value against it's insured value.
ACC Underwriting Factor Information about a factor used in underwriting a risk. The factor may affect the base premium calculation or give rise to a loading or discount
ACC Use Information about the usages for which an object may be used under the cover.
ACC VAT Applied Information about the application of VAT to an object or activity. Note. This is not the same as VAT registration details of a party.
ACC VAT Registration Details about Value Added Tax registration for an organisation.
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ACC Add On Cover Information about a cover which is added on to the policy but is provided by a different insurer/risk bearer.
BCC Add On Cover. Insurer Class. Code Coded description of the class of insurer of the add-on cover, eg legal expense insurer, assistance company.
BCC Add On Cover. Policy. Identifier The policy number for an add-on cover.
ASCC Add On Cover. Insurer_ Party. Details Information about the insurer providing add-on cover.
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ACC Air Bag This aggregate identifies the status of the airbag(s) in a vehicle involved in a claim.
BCC Air Bag. Position. Code A code indicating the position of the air bag e.g. driver, door.
BCC Air Bag. Status. Code A code indicating the status of an airbag following an accident.
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ACC Air Conditioning Information necessary to describe a given type of air conditioning in a building.
BCC Air Conditioning. Type. Code Used to identify the type of air conditioning system in the premises.
BCC Air Conditioning. Type Description. Text A text description of the air conditioning type.
BCC Air Conditioning. Chemical Agent. Code Indicates the chemical agent used in the air conditioning system/unit.
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ACC Base Amount Calculation Information about the calculation of a base amount e.g base premium, base loading or discount.
BCC Base Amount Calculation. Index. Percent The percentage index applied to the base before index amount to calculate a base amount (e.g base premium amount, loading or discount amount).
BCC Base Amount Calculation. Tariff. Date The date on which the base amount tariff was introduced.
BCC Base Amount Calculation. Percent A base amount expressed as a percentage of the sum insured. e.g. base premium, base loading or discount amount.
BCC Base Amount Calculation. Before Index. Amount The base amount before an index is applied to calculate the actual base amount.
BCC Base Amount Calculation. Unit. Amount To specify the basis of the premium rate, e.g if the rate is normally expressed as 5 euro cents per 100 pounds this attribute contains 100 pounds.
BCC Base Amount Calculation. Unit Rate. Amount To specify the premium rate e.g. if the premium rate is expressed as 5 euro cents per 100 pounds, this attribute contains 0.05 euro.
BCC Base Amount Calculation. Premium Rate Basis. Code Used to indicate what the premium rate is based upon.
BCC Base Amount Calculation. Adjustment Rate. Value Used to calculate the adjusted premium for the particular coverage/endorsement. The adjustment rate code may have a positive or a negative value.
BCC Base Amount Calculation. Adjustment Rate Basis. Code Used to indicate what the adjustment rate is based upon.
BCC Base Amount Calculation. Premium base. Quantity The amount of premium base expressed as a quantity. e.g. number of units, distance etc.
ASCC Base Amount Calculation. Underwriting Factor Information about an Underwriting Factor associated with the Base Amount Calculation.
ASCC Base Amount Calculation. Rounding Rules The Rounding Rules applied to the Base Amount Calculation.
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ACC Building A construction that normally has a roof and walls.
BCC Building. Building Type. Code A code identifying the type of building e.g. dwelling, apartment, mobile home
BCC Building. Year Built. Date The year in which the building was built.
BCC Building. Construction Material Type. Code A code identifying the type of material(s) that represents the construction of the complete building e.g. brick veneer, hard, etc.
BCC Building. Flat Roof. Percent The percentage of the roof area of the building which is flat.
BCC Building. Occupied By Insured Floor Area. Measure The floor area of the building or part of the building which is owned or occupied by the insured party.
BCC Building. Single Room Maximum Floor Area. Measure The maximum area for a room to be considered a single room e.g. in France if it is over the maximum area it is considered two rooms for rating purposes,
BCC Building. Storey Count. Value The number of floors in the building.
BCC Building. Apartment Count. Value The number of separate living units in the structure.
BCC Building. Bedroom Count. Value The number of bedrooms in the building.
BCC Building. Room Count. Value The number of rooms in the building.
BCC Building. Historical Status. Code A code identifying the historical status of the building e.g. class 1 listed building, of architecural importance to community.
BCC Building. Construction Completion Degree. Percent The degree of completion of construction of the building, expressed as a percentage.
BCC Building. Completion Degree. Code A code identifying the degree of completion of the building.
BCC Building. Drain Length. Measure The length of drains connecting the building e.g. house, to the public drainage system.
BCC Building. Construction Completion. Date The date the building will be finished as a completed project.
BCC Building. Elevator Count. Value The number of elevators in the building.
BCC Building. Roof Design. Code Coded indication of the type of design of the roof e.g. flat roof, gabled.
BCC Building. Construction Prefabrication Type. Code Coded indication of the type of pre-fabricated building e.g. heavy, precast concrete, etc.
BCC Building. Floor Material. Code Coded indication of the type of floor construction material e.g. wood, concrete.
BCC Building. Modified Or Extended. Indicator Indicates whether or not the original building has been modified or extended.
BCC Building. Maintenance Agreement. Indicator Indicates whether or not there is a maintenance agreement in force.
BCC Building. Disabled Occupant. Indicator Indicates whether or not any occupant has a disability or infirmity etc.
BCC Building. Occupant With Medical Advice. Indicator Indicates whether or not any occupant had medical/surgical alert advice as specified.
BCC Building. Structural Damage. Indicator Indicates whether or not the building has any signs of existing structural damage.
BCC Building. Underpinned. Indicator Indicates whether or not the building is underpinned.
BCC Building. Neighbourhood Watch. Indicator Indicates whether or not the building is covered by a neighbourhood watch scheme.
BCC Building. Ground Movement Damage. Indicator Indicates whether or not there is any ground movement (subsidence, landslip or heave) damage to the building or nearby property.
BCC Building. Ground Movement Repair. Indicator Indicates whether or not the dwelling has any repairs for ground movement (subsidence, landslip or ground heave).
BCC Building. Rental Duration. Quantity The duration of a short term rental.
BCC Building. Room Used For Business Count. Value The number of rooms in the private residence used for business.
BCC Building. Room Used For Business Description. Text Text description of the business usage of a building.
BCC Building. Room Used Solely For Clerical. Indicator Indicates whether or not the business use of the property is solely clerical.
BCC Building. Stock Held. Indicator Indicates whether or not stock is held at the property.
BCC Building. Business Visitors. Indicator Indicates whether or not business clients visit the property.
BCC Building. Maintenance Contract. Indicator Indicates whether or not there is a contract to maintain the building.
BCC Building. Neon Sign Area. Measure The size of a neon sign fitting, expressed as area.
BCC Building. Paying Guests Maximum Count. Value The maximum number of paying guests allowed.
BCC Building. Bed Count. Value The number of beds in the building.
BCC Building. Resident Warden. Indicator Indicates whether or not the property has a resident warden, superintendent.
BCC Building. Maximum Vehicle Count. Value Indications of the size of a garage expressed in terms of the number of vehicles it can hold.
BCC Building. Actual Vehicle Count. Value Number of vehicles garaged in this garage.
BCC Building. Garage Situation. Code A code identifying the garage situation relative to the risk dwelling, eg attached, detached, integral.
BCC Building. Garage Floor Area. Measure The floor area of the garage(s)
BCC Building. Type. Code A code identifying the type of dwelling, eg detached house, maisonette.
BCC Building. Unoccupied More Than Specified. Indicator Indicates whether or not the dwelling is unoccupied more than specified.
BCC Building. Shared Facilities. Indicator Indicates whether or not the dwelling has shared facilities such as bathroom, kitchen etc.
BCC Building. Separate Lockable Entrance. Indicator Indicates whether or not the dwelling has a separate lockable entrance.
BCC Building. Non Family Keyholder. Indicator Indicates whether or not the dwelling has any non family keyholders.
BCC Building. Furnished As Specified. Indicator Indicates whether or not the dwelling is furnished as specified.
BCC Building. High Hazard Occupancy. Indicator Indicates whether or not any occupant is involved in a high hazard occupation.
BCC Building. Additional Building Type. Code Used to indicate the type of additional building or structure located on the premises. May or may not be attached to the building.
BCC Building. Additional Building Type Description. Text A description of an additional building
BCC Building. Electrical Panel Type. Code Indicates the type of electrical panel (as associated with the structure).
BCC Building. Wiring Type. Code Indicates the type of wiring.
BCC Building. Electrical Strength. Measure The electrical capacity of the wiring.
BCC Building. Plumbing Type. Code Indicates the type of plumbing.
BCC Building. Condition. Code Indicates the physical condition of the item.
BCC Building. Not Occupied By Insured Area. Measure The area of the premises not occupied by the insured.
BCC Building. Use Description. Text A description of what the risk object is used for. (e.g. storage of farming implements and machinery).
BCC Building. Minimum Distance From Blast. Measure The minimum distance the object is from the blast site.
BCC Building. Existing Defects. Indicator Indicates whether any glass or signs have any scratches, cracks, or defects.
BCC Building. Roof Type. Code Indicates the type of roof.
BCC Building. Roof Type Description. Text A text description of the roof type.
BCC Building. Manufacturing_ Floor Area. Measure The floor area of the building which is used for manufacturing purposes.
BCC Building. Mercantile_ Floor Area. Measure The floor area of the building which is used for mercantile purposes..
BCC Building. Insurer Construction Class. Code An industry code describing the general quality of construction for the structure.
BCC Building. Construction Start. Date The date on which the construction started.
BCC Building. Construction Cost. Amount The total cost of construction.
BCC Building. Foundation. Code A code identifying the type of foundation.
BCC Building. Construction Regulatory Grade. Code A code used to indicate the type of Building Code Effectiveness Grade (BGEG).
BCC Building. Total Area. Measure The total floor area of this building, counting all stories above ground and basements.
BCC Building. Basement Area. Measure The total area of all the basements in this building.
BCC Building. Basement Count. Value The number of basements for this building.
BCC Building. Coverage To Walls. Code A code identifying how coverage for a condominium applies to walls.
BCC Building. Earthquake Building Ground. Code A code identifying the condition of the ground on which the building sits.
BCC Building. Masonry Veneer. Percent Percentage of exterior wall made of masonry veneer.
BCC Building. Storm Protection Type. Code A code indicating the type of storm protection features.
BCC Building. Hurricane Resistive Glass. Indicator Indicates if Hurricane Resistive Glass is present.
BCC Building. Principal Unit At Risk. Indicator Indicates if this dwelling is the principal Unit at Risk.
BCC Building. Oil Storage Tank Location. Code A code indicating the location of the oil storage tank.
BCC Building. Wiring Inspected. Date The date the wiring was last inspected.
BCC Building. Housekeeping Condition. Code A code indicating an evaluation of the interior upkeep of the dwelling.
BCC Building. Other Structures Count. Value The total number of other structures being insured.
BCC Building. Other Structure Value. Amount The total value of the other structures being covered under this policy.
BCC Building. Insureds Additional Residence. Indicator This indicates if another residence is owned, occupied or rented by the insured.
BCC Building. Full Time Employees At Residence Count. Value The number of full-time employees that are employed at the residence.
BCC Building. Part Time Employees At Residence Count. Value The number of part-time employees that are employed at the residence.
BCC Building. Land Area. Measure The size of a piece of land.
BCC Building. Dog Type. Code A code identifying the type/breed of dog that resides in the household.
BCC Building. Hillside Incline Degree. Percent If the dwelling is on a hillside, this element identifies the degree of the incline.
BCC Building. Public Office. Indicator Indicates if an office open to the public is contained on the property.
BCC Building. Garage Type. Code A code indicating the type of garage.
BCC Building. Basement Under Garage. Indicator Indicates if there is a basement under the garage.
BCC Building. Garage Count. Value Number of garages at residence.
BCC Building. Hood And Duct Contract Expiration. Date Identifies the expiration date of the hood and duct maintenance contract.
BCC Building. State Statistical Place. Code Usually a state assigned code used for statistical purposes. Probably the most common Place Code is a code assigned to a particular area in a coastal state for the purpose of reporting status to the W
BCC Building. Territory. Code An industry or Company specific code that identifies the rating territory for this item.
BCC Building. Wind Resistance. Code A code to determine the structures ability to resist wind.
BCC Building. Construction Style Period. Code Indicates the style of construction during a particular period, ex. pre 1940.
BCC Building. Valuation. Date The date the dwelling valuation was determined.
BCC Building. Estimated Replacement Cost. Amount The total estimated currency amount required to rebuild this item without depreciation.
BCC Building. Evaluation Method. Code A code identifying the type of replacement cost evaluation method.
BCC Building. General Shape. Code A code indicating the general physical shape of the building.
BCC Building. Ground Floor Area. Measure The ground floor area.
BCC Building. Corner Count. Value Number of corners in the structure.
BCC Building. Separate Family Unit Count. Value The number of separate family units in the dwelling.
BCC Building. Storeys Quantity. Code Code identifying the number of storeys in the building.
BCC Building. Valuation Provider. Code A code indicating the vendor providing replacement cost evaluation information.
BCC Building. Inspection. Date The date the inspection of the structure was made.
BCC Building. Inspection Report Source. Code A code indicating the origin of the inspection report.
BCC Building. Market Value. Amount The total price this could be sold for under current market conditions.
BCC Building. Market Value Determination. Date The date the Market Value was determined.
BCC Building. Photograph Obtained. Indicator Indicates whether a photograph was taken of the structure.
BCC Building. Diving Boards Count. Value Number of diving boards on premises.
BCC Building. Swimming Pool Count. Value Number of swimming pools on premises.
BCC Building. Real Estate Type. Code A code indicating the type of real estate being described.
BCC Building. Point Of Entry Description. Text Notification of the point of entry as regards the claim event.
BCC Building. Point Of Exit Description. Text Notification of the point of exit as regards the claim event.
BCC Building. Point Of Origin Description. Text Notification of the point of origin as regards the claim event.
ASCC Building. Construction Material. Details Information about the material used in the construction of this building. Note this will repeat at ABIE level for each type of construction, roof, walls etc.
ASCC Building. Dimension. Details Information about the dimensions of the building.
ASCC Building. Heating System. Details Information about one heating system for the building.
ASCC Building. Unoccupied. Details Information about one period of unoccupancy for the building.
ASCC Building. Environmental Factor. Details Information about one environmental hazard that may affect the building.
ASCC Building. Ownership. Details Information about the ownership of the building
ASCC Building. Security Arrangement. Details Information about a security arrangement at the building.
ASCC Building. Surrounding Area. Details Information about the area surrounding the building.
ASCC Building. Object. Details Information required to provide insurance cover on the building.
ASCC Building. Elevator. Details Information about elevators within the building,
ASCC Building. Occupancy. Details Information about the occupancy of the building.
ASCC Building. Safe. Details Provide detailed information about the safe(s) and/or vaults(s) used by the insured.
ASCC Building. Improvements. Details Information about improvements made to the building.
ASCC Building. Swimming Pool. Details Used to identify the characteristics of a swimming pool
ASCC Building. Mobile Home. Details Contains information regarding a mobile home
ASCC Building. Air Conditioning. Details Contains information regarding the air conditioning in a building
ASCC Building. Built Ins. Details This aggregate gathers information necessary to describe built in appliances, structures, etc. used in the dwelling.
ASCC Building. Crime. Details This aggregate provides crime-related underwriting information about each sublocation.
ASCC Building. Money And Securities. Details This aggregate contains information about money and securities.
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ACC Building Improvements Information about improvements that have been made to building over and above the original specification.
BCC Building Improvements. Exterior Paint Type. Code A code identifying the type of paint used on the exterior of the structure
BCC Building Improvements. Exterior Last Painted. Date The year the exterior of the structure was last painted.
BCC Building Improvements. Heating Improvement. Code A code indicating that heating has been updated and the extent of that update.
BCC Building Improvements. Heating Last Improvement. Date The year the heating system was last updated.
BCC Building Improvements. Plumbing Improvement. Code A code indicating that the plumbing has been updated and the extent of that update.
BCC Building Improvements. Plumbing Last Improvement. Date The year plumbing improvements were made.
BCC Building Improvements. Roofing Improvement. Code A code indicating that roofing has been updated and the extent of that update.
BCC Building Improvements. Roofing Last Improvement. Date The year the roof was last updated.
BCC Building Improvements. Wiring Improvement. Code A code indicating that the wiring has been updated and the extent of that update.
BCC Building Improvements. Wiring Last Improvement. Date The year the wiring was last updated.
BCC Building Improvements. Modification Description. Text Text description of the type of modification that has been made to an insurance object e.g. to a building.
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ACC Building Unoccupied Information about when a building is unoccupied.
BCC Building Unoccupied. Timeframe. Code A code identifying when an insurance object is unoccupied e.g. summer, overnight, during standard working hours etc.
ASCC Building Unoccupied. Start End_ Period. Details Information about the period that a building is unoccupied.
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ACC BuiltIns This aggregate gathers information necessary to describe built in appliances, structures, etc. used in the dwelling e.g. counter top, aquarium, hot tub.
BCC Built Ins. Construction Quality. Code A code indicating the quality of the built in item.
BCC Built Ins. Code A code indicating the type of built in appliances, structures, etc. used in the dwelling.
BCC Built Ins. Surface Area. Measure The surface area.
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ACC Claim Free Record Premium pricing mechanism based upon claims history, normally being the number of years without claims. Also know as No Claims Bonus (NCB) or No Claims Discount (NCD).
BCC Claim Free Record. Percent The degree of bonus/malus expressed as a percentage adjustment of the base premium.
BCC Claim Free Record. Level. Code A code identifying the level of bonus malus that has been attained.
BCC Claim Free Record. Base Year. Date The base date for bonus/malus as calculated according to individual insurers' procedures. Always expressed as a year only.
BCC Claim Free Record. Scheme. Code A reference identifying a bonus malus scheme.
BCC Claim Free Record. Proven. Indicator An indication of whether or not the bonus/malus is proven.
BCC Claim Free Record. Protected. Indicator Indicates whether or not the bonus malus is protected
BCC Claim Free Record. Years Protected Count. Value Contains the period in years that the protected no claim bonus has been continuously in force.
BCC Claim Free Record. Discount Type. Code Identifies the type of no claims bonus or discount eg introductory.
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ACC Claims Made Information about a policy that covers claims first made (reported or filed) during the year that the policy is in force for any incidents that occur that year or during any previous period during whi
BCC Claims Made. Unlimited Prior Acts Coverage. Indicator Indicates whether unlimited prior acts coverage applies to Claims made form.
BCC Claims Made. Current Retroactive. Date The retroactive date applicable to a claims made policy.
BCC Claims Made. Proposed Retroactive. Date This is the requested Retroactive Date for the policy being written if retroactive coverage is provided with a ""retrodate"".
BCC Claims Made. Uninterrupted Claim Made Coverage Entry. Date The date coverage was first written on a claims-made basis.
BCC Claims Made. Discovery. Percent In the event of a cancellation, the insurance company will retain this percentage of the total premium amount.
BCC Claims Made. Discovery Premium. Amount In the event of a cancellation, the insurance company will retain this amount.
BCC Claims Made. Retroactive Coverage. Indicator Indicates whether retroactive coverage is being provided.
BCC Claims Made. Known Accidents Excluded. Indicator Indicates that the carrier is not liable for certain losses to have occurred prior to the policy inception date.
ASCC Claims Made. Discovery_ Period. Details The extended reporting period of time in which claims can be made against an insured under a policy. Period of time is reported in months.
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ACC Clause A description of the cover which is specific to a particular case and which is an addition to or a constraint upon the cover provided by the standard conditions. It may describe the cover provided by
BCC Clause. Code A code identifying a clause.
BCC Clause. Version. Date The date of the version of the clause.
BCC Clause. Basic Term Variation. Code Describes the variations to the basic terms of the policy that apply, eg a restriction of cover or an extension of use.
BCC Clause. Text The actual text of the clause.
BCC Clause. Breach Description. Text Text describing a breach of a clause.
BCC Clause. Breach. Indicator Indicates whether or not the clause has been breached.
BCC Clause. Wording Non Standard. Indicator Indicates whether or not the wording of the clause is non-standard.
BCC Clause. Standard Wording With Variables. Indicator Indicates whether or not the clause standard wording contains variables.
BCC Clause. Met. Indicator Indicates whether or not the clause (condition) has been met.
ASCC Clause. Clause Parameter Information about a parameter that is to be insterted within this clause.
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ACC Clause Parameter Information about a parameter to be inserted within the wording of a clause.
BCC Clause Parameter. Identifier An identification of a parameter within a clause.
BCC Clause Parameter. Text The text value of the parameter.
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ACC Comment Information about comments that may apply to an item.
BCC Comment. Identification. Code A code identifying the comment.
BCC Comment. Text Free text comment.
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ACC Commission Information about a commission that applies to a premium.
BCC Commission. Type. Code Indicates the type of commission e.g. broker's commission, new business commission, renewal commission, acquisition commission.
BCC Commission. Calculation Manner. Code A code specifying the manner in which the commission is calculated e.g. fixed, flat, sliding.
BCC Commission. Rate. Percent The percentage rate of commission that applies to a premium.
BCC Commission. Amount The amount of a commission.
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ACC Construction Material Information about material used in building construction.
BCC Construction Material. Code Coded indication of the type of construction material e.g. brick, wood, glass, copper, straw(thatch).
BCC Construction Material. Description. Text A description of the construction material used in the manufacture of the object.
BCC Construction Material. Percent The percentage of the total construction made up of a given material.
BCC Construction Material. Proportion. Code Coded indication of the proportion of a given construction material e.g. main proportion, minor proportion.
BCC Construction Material. Quality. Code A code indicating the quality of the building, part of the building or an item.
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ACC Contract The base set of information that applies to all insurance policies and reinsurance contracts.
BCC Contract. Wording Version. Identifier Identification of the version of the wording used for a contract.
BCC Contract. Inception. Date Shows the inception of the contract, which may differ from the contract effective date.
BCC Contract. Last Renewal. Date Date on which the contract was last renewed.
BCC Contract. Duration Type. Code Coded indication of the type of duration of the contract e.g. short term, long term, open ended.
BCC Contract. Renewal Frequency. Code Coded indication of the frequency with which a contract is renewed e.g. monthly, annually.
BCC Contract. Termination Notice Period. Measure Number of days required for providing notice of termination of the contract. Referred to as the cancellation clause.
BCC Contract. Signed. Date Indicates the date the contract form was signed.
BCC Contract. Type. Code Code identifying the high-level type of contract; e.g. fac, master certificate (also called: master cover, master slip or line slip), declaration under master certificate, treaty.
BCC Contract. Type Description. Text Text description of the type of the contract e.g. fac, master certificate (also called: master cover, master slip or line slip), declaration under master certificate, treaty.
BCC Contract. Version. Date Date and time on which a new contract version was established by the referencing party.
BCC Contract. Reinstatement. Date For policies that had lapsed, but were reinstated, this indicates the reinstatement date.
BCC Contract. Type. Code A code that identifies the type of contract as it would normally be identified on a coverage level.
BCC Contract. Insurance Scheme. Code The code for an insurance scheme or classification as allocated by an insurer e.g. farmers scheme, union member.
BCC Contract. Coinsurance. Indicator Indicates whether or not the contract is part of a co-insurance contract.
BCC Contract. Reinsurance. Indicator Indicates that the risk of this contract is reinsured in whole or in part by another carrier. TRUE if risk is shared, FALSE if not.
BCC Contract. Wording Origin. Code Coded indication of whose contract wording is to be used, eg broker's, insurer's.
BCC Contract. Replacement. Indicator Indicates whether or not the contract is a replacement contract.
BCC Contract. Credit Agreement Signed On Trade Premises. Indicat Indicates whether or not the credit agreement was signed on trade premises.
BCC Contract. Assigned By Legal Requirement. Indicator Indicates whether or not the contract has been assigned by legal requirement.
BCC Contract. Bureau Signing Original. Identifier An identifier allocated by the bureau to uniquely identify the original contract signing.
BCC Contract. Transfer. Indicator Indicates that contract has been reassigned from one insurer to another within an agency.
BCC Contract. Transfer Reason. Code Indicates the reason for transfer when contract has been transfered.
BCC Contract. Experience Modification. Indicator Indicates if an Experience Modification Factor was used in determining the premium of this contract.
BCC